Identify Risk Before It Becomes a Write-Off
Only 20-30% of receivables aged past 120 days are ever collected. Once an invoice crosses that threshold, the odds collapse. Tesorio's AI monitors payment behavior, communication patterns, and customer signals to flag at-risk accounts 30-45 days early — before they age past the point of no return.
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The Challenge
Sound familiar?
Write-offs appear without warning
By the time an account is identified as high-risk, it's often too late. The payment window has closed, the customer is unresponsive, and the invoice goes to write-off.
No early warning system for payment risk
Your team relies on aging buckets as the primary risk indicator. But aging only tells you what's already late — it can't predict which current invoices will become problems.
Escalation paths are ad hoc
When a high-risk account is flagged, there's no standardized escalation workflow. It depends on who notices, when they escalate, and whether the right people respond.
How Tesorio Helps
A solution for every challenge
Write-offs come without warning
AI models score every account for risk based on behavioral signals — payment velocity changes, communication gaps, dispute patterns — surfacing problems weeks before they're visible in aging.
Learn about Collections AgentNo early warning system
Predictive models analyze 50+ signals per account to generate risk scores that update daily. High-risk accounts trigger automatic alerts and priority outreach.
Learn about AR ForecastingAd hoc escalation paths
Automated workflows route at-risk accounts through standardized escalation paths: manager alerts, executive outreach, payment plan offers, and collection agency handoff.
Learn about Workflow AutomationThe Process
How it works in practice
Risk scoring activates
AI models analyze 50+ behavioral signals per account — payment velocity, communication gaps, dispute patterns — to generate daily risk scores.
Early warnings trigger
High-risk accounts surface 30-45 days before they would become past-due, giving your team a window to intervene proactively.
Escalation workflows fire
Automated escalation paths route at-risk accounts through manager alerts, executive outreach, payment plans, or collection agency handoff.
Results
The numbers speak for themselves
The Transformation
Before vs. after Tesorio
Before Tesorio
With Tesorio
“We used to discover bad debt at month-end. Now Tesorio flags at-risk accounts 30+ days before they'd become write-offs, giving us time to intervene and recover the cash.”
VP of Finance
VP of Finance, Veeva Systems
Industry Recognition
Rated #1 by enterprise AR teams, quarter after quarter
Related Products
Products that power this solution
What Customers Say
“Tesorio's ability to give us real-time visibility into our cash position completely changed how we manage the business. We went from reacting to cash surprises to proactively managing our working capital.”
Greg Henry
CFO, Couchbase
FAQ
Reduce Bad Debt
Common questions about reduce bad debt
Ready to reduce bad debt?
Join the finance teams that trust Tesorio to automate AR, accelerate cash flow, and drive predictable results.
Trusted by the best finance teams in tech
