How does AI cash application handle partial payments?

Tesorio's Cash Application Agent uses ML models trained on your payment history to match partial payments accurately. It considers customer patterns, invoice amounts, remittance data, and payment terms to resolve even complex multi-invoice payments.

Can Tesorio handle multi-entity or multi-currency AR?

Yes. Tesorio supports multi-entity, multi-currency environments natively. Cash application works across entities, and FX conversions are handled automatically using your ERP's exchange rates.

Will this create more work for my team during implementation?

No. Tesorio connects to your ERP via pre-built integrations and begins learning your patterns immediately. Most teams are fully operational within 4-6 weeks with minimal configuration required from your side.

How does Tesorio integrate with our GL?

Tesorio syncs bidirectionally with your ERP's general ledger. Cash application entries and adjustments flow back to your GL automatically, maintaining your audit trail.

What happens when the AI can't match a payment?

Unmatched payments are routed to an exceptions queue with AI-suggested matches ranked by confidence. Your team reviews and resolves exceptions in a streamlined interface, and the AI learns from every correction.

For Controllers & Accounting Leaders

Close Faster. Reconcile Cleaner. Sleep Better.

Automate cash application and remove manual matching bottlenecks, and get real-time AR visibility that makes month-end close predictable.

Speak With a Human See How It Works →

4.7/5 on G2 (231 reviews)

90%Forecast Time Reduction

90%+Auto-Match Rate

75%Bad Debt Reduction

Trusted by finance teams at

Case study

The Challenge

Sound familiar?

Cash app can eat up an entire day or days

Every day starts with lockbox files, partial payments, and mismatched remittance data. Your team is matching line-by-line instead of closing the books.

Close week is a fire drill every month

Unapplied cash, unresolved exceptions, and missing journal entries surface at the worst time. You add two buffer days to close just in case — and still scramble.

Auditors want a trail you can't easily produce

When auditors ask how a payment was applied or why a write-off was approved, the answer is buried across email threads, spreadsheets, and someone's memory.

A Day in the Life

Your day as a Controller

Before Tesorio

7:30 AM

Download lockbox file — start matching payments to invoices

9:00 AM

Investigate 47 unmatched payments from partial pays & deductions

11:00 AM

Pull AR aging report — already outdated by the time it runs

1:00 PM

Chase down unapplied cash entries blocking month-end close

4:00 PM

Manual GL journal entries — hope nothing gets missed for close

Before Tesorio

With Tesorio

7:30 AM

Download lockbox file — start matching payments to invoices

7:30 AM

AI matched 93% of overnight payments — review 3 exceptions

9:00 AM

Investigate 47 unmatched payments from partial pays & deductions

9:00 AM

Real-time AR aging dashboard — no report to pull

11:00 AM

Pull AR aging report — already outdated by the time it runs

10:30 AM

Auto-reconciled GL entries — audit trail already documented

1:00 PM

Chase down unapplied cash entries blocking month-end close

1:00 PM

Close checklist 60% complete — 2 days ahead of schedule

4:00 PM

Manual GL journal entries — hope nothing gets missed for close

3:00 PM

Review exception trends to improve auto-match rules

Solution 1

AI Cash Application Agent

Tesorio's Cash Application Agent automatically matches incoming payments to open invoices using AI pattern recognition. It handles partial payments, deductions, and multi-entity matching with 90%+ auto-match rates.

90%+Auto-match rate

Solution 2

Real-Time AR Dashboard

Live AR aging, payment status tracking, and exception management in a single view. No more pulling reports — the data updates as payments arrive and invoices are created.

Real-timeAR visibility

Solution 3

Automated Cash Application

Reduce month-end close time with automated cash application, exception flagging, and audit-ready documentation. Every transaction is tracked and traceable.

50%Close time reduction

What Customers Say

“Tesorio has been a strategic shift for our team. We moved from reactive collections to a proactive, data-driven approach that lets us focus on what actually matters.”

David Duncan

Controller, FinQuery

Customer Results

Real results from real finance teams

37%Cut in Days Delinquent — WP Engine

50%Reduction in 90-Day Aged — Veeva

16+Industry Verticals Served

Industry Recognition

Rated #1 by enterprise AR teams, quarter after quarter

G2 Leader—Continuous leader

·Average rating—4.7/5 (231 reviews)

·Top ranking—#1 Enterprise Implementation — 4 consecutive quarters

ROI Calculator

Calculate your savings

See how much working capital you can unlock and how quickly Tesorio pays for itself.

Annual Revenue$100M

Current DSO60 days

Collections Headcount5 FTEs

Annual Cost per Employee$85K

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Confidence Level

1 Year Total Savings

$5.1M

Working Capital

$4.9M

Productivity Savings

$170K

Monthly Cost of Delay

$426.1K

Estimated DSO

42 days

Estimates are based on aggregated customer outcomes and industry benchmarks. Actual results vary based on invoice volume, payment terms, and customer mix.

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